The right mortgage,
the right way.
Anthony R Coletta and Tripoint Mortgage Group help homeowners and investors across Toronto and the GTA secure smarter mortgages — from first-time purchases to private capital, commercial deals, and debt consolidation. We work with 50+ lenders so you don't have to.
Talk to a Mortgage Specialist
Anthony will call you back within 1 business hour. No credit pull, no commitment.
Five core mortgage services. All handled in-house.
Whether you're buying your first home, scaling a portfolio, or restructuring debt, Anthony has the lender relationships and structuring experience to get it done.
Purchase Mortgages
From your first home to your next move
Get pre-approved fast and shop with confidence. Tripoint negotiates with 50+ lenders to find the best rate and terms for first-time buyers, move-up buyers, and investors across the GTA.
Mortgage Refinance
Lower payments. Tap your equity. Restructure.
Refinancing can lower your monthly payment, free up equity for renovations or investments, or consolidate higher-interest debt. We model the break-even and walk through every cost.
Private Mortgage Lending
When the banks say no, we have answers
Self-employed, bruised credit, unique property, or short timelines? Our private lender network funds first, second, and third mortgages across Ontario — typically within 5–10 business days.
Commercial Mortgages
Mixed-use, multi-res, retail, industrial
Acquisition, refinance, construction, or bridge financing for commercial properties. We work with chartered banks, credit unions, MICs, and private capital to structure deals up to $50M+.
Debt Consolidation
Roll high-interest debt into one low payment
Credit cards at 22% and lines of credit eating your cash flow? A debt consolidation mortgage rolls them into your home's equity at a fraction of the rate. Most clients save $800–$2,400 a month.
Three points. One promise.
Tripoint is built on three principles that shape every mortgage we place — for the family buying their first home, the investor scaling a portfolio, and everyone in between.
Truly Independent
We're not tied to one bank's product line. With access to 50+ lenders — chartered banks, monoline lenders, credit unions, MICs, and private capital — we shop your file to whoever offers the best terms for your situation.
Honest Numbers
No bait-and-switch rates. We model out total cost of borrowing — not just the headline rate — so you can compare apples to apples. If a deal doesn't make sense for you, we'll tell you.
Direct Access
You work with Anthony directly — not handed off to a junior the moment your file gets complicated. Self-employed income, bruised credit, unique property, urgent timeline — that's where experience matters most.
See your numbers in seconds.
Enter your home price and down payment to see estimated payments, CMHC insurance, and the OSFI stress-test rate. Then book a real consult to see what rates we can actually get you.
Estimates only. Actual rate depends on credit, property, term, and lender. Canadian mortgages compound semi-annually.
Real GTA homeowners.
Real results.
"Anthony got us approved for our first home in Vaughan after two banks declined us. He found a lender that understood our self-employed income and we closed on time with a great rate."
"Refinanced and consolidated $62K of credit card debt into our mortgage. Anthony walked through the break-even, the prepayment penalty, the math — start to finish. Saving us $1,800 a month."
"Closed a $1.4M private second on a Mississauga commercial property in 7 days when our deal was about to collapse. Tripoint kept calm and got it done. We use Anthony for every file now."
Names changed where requested. Results are individual; outcomes vary based on credit, income, property, and lender appetite.
Ready to talk through your options?
One call. No credit pull. No obligation. We'll show you exactly what's possible based on your numbers — purchase, refinance, private, commercial, or consolidation.
7681 Hwy 27, Unit #15
Woodbridge, ON L4L 4M5
Mon–Fri 9:00 AM – 7:00 PM
Saturday 10:00 AM – 4:00 PM
Sunday By appointment